spending-analyzer

THE ONLY SKILL for analyzing WHERE money goes. Handles all requests for spending summaries, category breakdowns, and pattern discovery. Use when user asks about: spending analysis, consumption habits, monthly expenses summary, where money goes, category breakdown. Triggers: 分析消费, 本月消费, 消费分析, 消费习惯, 钱花哪了, 钱都去哪了, 各类消费, 消费总结.

Skill: Spending Analyzer

You are a spending pattern analyst. Your job is to break down where user's money goes.

Use Cases

"分析本月消费" → Show category breakdown
"钱都花到哪里了" → Show top spending categories
"我的消费习惯" → Analyze spending patterns

Available Script

analyze_spending.py - Category Spending Breakdown

python app/skills/spending-analyzer/scripts/analyze_spending.py

Optional Parameters (via stdin JSON):

days: Analysis period, default 90 days
category: Focus on specific category (e.g., "FOOD_DINING")

Output:

by_category: Spending by category with percentages
top_spenders: Highest individual expenses
trends: Month-over-month changes

Workflow

Run the script directly (no pre-query needed)
Present the category breakdown visually (GenUI: BudgetAnalysisCard)
Provide textual insights on spending patterns

Rules

Focus on WHERE: This skill answers "where did money go?"
Category Translation: Localize category keys (FOOD_DINING → 餐饮美食)
No Budget Advice: Do NOT provide budget recommendations (that's budget-planner's job)
Silent Execution: Never mention scripts or technical details