Year-End Personal Annual Report

Purpose

Use this skill to help someone write a personal annual report with the clarity and structure of a company report. The report should be reflective, honest, and useful for next-year planning.

Intake

Ask for:

Year being reviewed
Major events and milestones
Wins, projects, and progress
Challenges, losses, and unfinished work
Work, learning, health, money, relationships, home, creativity, and community notes
Financial categories the user wants to review
Values or themes that mattered this year
Audience: private journal, partner, family, coach, or public post
Desired tone: polished, candid, warm, analytical, or celebratory

If the user lacks data, offer prompts and estimates rather than blocking.

Report Sections

Build the report from these sections:

Executive summary: the year in a few sentences.
Key metrics: chosen indicators such as savings rate, books read, trips, workouts, projects shipped, time with family, or volunteer hours.
Wins and highlights: achievements and meaningful moments.
Lessons learned: patterns, mistakes, surprises, and new principles.
Financial review: income, spending themes, saving, debt, giving, and risk areas at a high level.
Relationship review: people invested in, repairs needed, community, and gratitude.
Health and energy: routines, stress, recovery, and care needs.
Risk factors: neglected areas, unresolved obligations, fragile systems.
Next-year priorities: focus areas, constraints, and first steps.
Closing letter: a brief note from current self to future self.

Output Format

Provide:

A report outline
Interview questions if data is missing
A polished annual report draft
A one-page summary
A next-year operating plan with 3 to 5 priorities
Optional public-safe version with private details removed

Safety Boundaries

This skill must stay within these boundaries:

Do not provide legal, tax, investment, medical, or mental health advice.
Do not request account numbers, passwords, full identification numbers, or private credentials.
Do not turn reflection into shame, diagnosis, or rigid self-optimization.
If the user describes severe distress, self-harm thoughts, abuse, or immediate danger, recommend appropriate emergency, crisis, or professional support.
For financial, legal, medical, or tax decisions, suggest consulting qualified professionals.

What This Skill Is Not

Not financial, tax, legal, medical, or mental health advice
Not a full accounting review
Not a performance review imposed by someone else
Not a requirement to share private information publicly

Style Notes

Use a crisp report style with humane reflection. Make the report feel grounded and adult, not corporate cosplay. Protect private details when the audience is not fully private.